If you run a small business and sell it – or some of its asset(s) – and make a capital gain, the CGT “retirement exemption” may be invaluable to reduce or eliminate the tax payable on the gain. The funny thing is that you don’t have to retire to use the CGT retirement exemption. 

With more than $4 trillion in superannuation, it’s no surprise scammers see it as a goldmine. ASIC has warned Australians to be on high alert after a rise in pushy sales tactics and false promises designed to lure people into risky super switches. Since your super is one of the biggest investments you’ll ever make, protecting it is crucial. Here’s what you need to know to keep your nest egg safe.

If you want to give your children a head starts on saving for their first home, the First Home Super Saver Scheme (FHSSS) is worth considering. It offers a tax-effective way for young people to grow a deposit more quickly and is open to anyone who meets the eligibility rules and has never owned property.

Boosting your career with the right study can pay off—not just in skills, but also at tax time. If your course directly relates to your current job or helps increase your income, you may be able to claim expenses like fees, books, travel, and even accommodation. Unsure what’s deductible? Pointax can guide you through the fine print so you don’t miss out.

Dying without a valid will means the law—not you—decides who inherits, who manages your estate, and even who arranges your funeral. Intestacy laws provide a safety net, but they may not reflect your wishes or your family’s needs. Protect your loved ones from uncertainty—speak to Pointax today about making a valid will.

Buying property off-the-plan? Remember: for CGT purposes, the acquisition date is when you sign the contract, not settlement. This affects the 50% CGT discount, holding periods, and when capital gains or losses are reported. Timing can be tricky, but smart planning ensures you don’t get caught out. Pointax can guide you through the rules so you maximise your benefits.

Government concession cards, including the Commonwealth Seniors Health Card, Pensioner Concession Card, Health Care Card and state-based Seniors Cards provide significant savings. These cards help you reduce costs on healthcare, prescriptions, and daily expenses, making life more affordable. Learn more from this article and how Pointax can help you unlock your savings.

Tax reform chatter is heating up, but action remains cautious. Beyond small personal tax cuts and the 15% levy on big super balances, the government is weighing intergenerational equity. That could mean revisiting negative gearing, CGT discounts, trusts, and super concessions—issues often benefiting older, wealthier Australians. With Millennials now outnumbering Boomers, community sentiment may push changes. Businesses should also watch possible tweaks to investment incentive

Government concession cards, including the Commonwealth Seniors Health Card, Pensioner Concession Card, Health Care Card and state-based Seniors Cards provide significant savings. These cards help you reduce costs on healthcare, prescriptions, and daily expenses, making life more affordable. Learn more from this article and how Pointax can help you unlock your savings.

Want to figure out the tax deductibility of clothing? Read this article to find out!

Find out whether SMSF's, are a suitable path to control your retirement, and how Pointax can help you!

Are you ready for the greatest wealth transfer in Australian history? If not, read this article and find out how Pointax can help you!