The Federal Budget just changed the rules on negative gearing and capital gains tax, and the clock is ticking. If you own an investment property or are thinking about buying one, these changes could have a significant impact on your tax position. Here is what every property investor needs to understand before 1 July 2027.

Discretionary trusts have been a familiar feature of Australian business life for generations, partly due to their suitability for asset protection and retirement planning, as well as their ability to legitimately achieve lower overall tax rates through income splitting, where trustees of discretionary trusts allocate all or part of the trust income to associates who have a lower marginal rate than the high-income primary earner.

If you’ve stopped working in your early 60s and are receiving JobSeeker Payment (JSP) while waiting to access your super or the Age Pension, there’s an important rule you need to understand. The conditions attached to JSP can directly conflict with the rules for releasing your superannuation, potentially leaving your retirement savings locked away longer than you expected.

The Federal Budget just changed the rules on negative gearing and capital gains tax, and the clock is ticking. If you own an investment property or are thinking about buying one, these changes could have a significant impact on your tax position. Here is what every property investor needs to understand before 1 July 2027.

Treasurer Jim Chalmers has handed down the 2026–27 Federal Budget, one of the most significant in years. With major changes to income tax, capital gains and small business rules, our team at Pointax has put together a summary of what this means for you. With tax season approaching, get in touch today and let us help.